PRIVATE PAYMENT OPTIONS

Snow Bariatric Center has years of experience working with insurance companies.

In this time of rising medical insurance costs and restrictions on benefits, some patients find out that they do not have coverage for weight loss surgery. Obesity is a recognized disease with many associated conditions that effect your health. For many patients, weight loss surgery is the only way to change their lives. Even if you do not have coverage for weight loss surgery, you do have other financial options. Our staff can discuss your financial options with you.

Private Payment

Some patients choose to pay for their weight loss surgery via cash, check or credit cards. Some patients choose to use their healthcare spending account (FSA/HAS) as a resource. This may seem like a financial stress to your life, but the cost of obesity per year is displayed below. You should note that there is a savings based on the information provided to having weight loss surgery. There may be tax savings for some patients (check with your financial advisor for details concerning your situation).

  • Expenses vs:
    Estimated
    Annual Costs
    Mean medical drug costs (BMI > 35):
    $5,965
    Out-of-pocket healthcare costs:
    $2,182
    Employment inactivity costs:
    $900
    Commercial weight loss program fees:
    $600
    Prescription co-pays (5 meds at $10):
    $600
    Grocery and diner costs:
    $5,321*
    TOTAL:
    $15,568
    Expenses vs
    Mean medical drug costs (BMI > 35)
    Out-of-pocket healthcare costs
    Employment inactivity costs
    Commercial weight loss program fees
    Prescription co-pays (5 meds at $10)
    Grocery and diner costs
    TOTAL

* A study recently showed that the average morbidly obese patient spends over $5000 per year in food. After weight loss surgery, food costs are about $1000 per year. That is a savings of over $4000 per year.

Take the first step to changing your life.

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Medical Financing

Some patients choose this option for reduced payments and extended payment terms. We have partnered with 2 of the leading healthcare financing companies to help our patients. Both CareCredit and Prosper Healthcare Lending offer competitive rates, loan maximums, payment terms and affordable monthly payments. Visit their websites to find out more information. For Prosper Healthcare Lending use code 025845.

If you need more information about our payment options, our staff will assist you with any questions or concerns you may have. Take the next step to a new you.

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